News on Experian Group Ltd.

How To Fix Your Credit Score And Erase Your Bad Credit History

2010-02-22T21:59:47Z

Are you wondering how to fix your credit score and erase any bad credit history forever. If your are reading this article you may be in the same position as i was in a number of years ago. I was was broke and my credit was destroyed. I was unable to get any credit cards a car loan or a mortgage, so i know how you feel. I then found a tip that changed my financial picture forever and i am g...

What Good Credit Scores May Bring You

2010-02-22T22:43:25Z

A 700 credit score is usually enough for a consumer to get an approval on his loan application. The problem is that most consumers get only an average of 615 in their scores. This is mainly because there are a lot of available credit scoring methods that also results to different score cards. Not only that, some independent credit companies have their own way and criteria in getting a consumers score card, thus prompting the difference. Now, what does a good...

Bad Credit Mortgage - Is it Even Possible?

2010-02-23T12:25:21Z

Admittedly, banks are very strict about refinancing bad credit mortgage, no thanks to the global recession. It may be more difficult to refinance mortgages in general than if the economy is on roll. There is good news, however, as it is still possible to refinance your mortgage even if you have a spotty credit history. You just have to accept the fact of home loan life that the lower your credit score, the higher your mortgage payments get. That's the bad ne...

LifeLock settles with Experian to not set fraud alerts

2010-02-24T14:58:01Z

<div id="subtitle">A lawsuit settlement affirms that third parties are not permitted to set fraud alerts with the major credit bureaus.</div><div>Identity theft prevention provider LifeLock has agreed to not place any fraud alerts on customer credit files, under a settlement with credit bureau Experian.The settl...

It?s Not Who You Know ? It?s Where You Live

2010-02-25T07:23:58Z

Results of recent research have shown that an uncannily accurate personal profile can be made from something as innocuous as your postcode. Think of the number of times you fill this information in - it happens so often you don't really think about it. Type in your postcode on a website and up pops your address, just like magic. There's an enormous database which is based on facts related to individuals credit card spending, loan applications, loyalty cards ...

Your Home Loan Application

2010-02-26T05:02:50Z

A home loan application can be very confusing for some people. If you're in the market for a home, but have never even seen a home loan application, this guide will help you better prepare for your loan application. After reading this information, you should have a better understanding of the loan process. Itemize Your Debt Before you do anything, you first need to establish whether or not you can afford a ...

ID-theft ruling: Set your own fraud alerts

2010-02-27T04:12:50Z

<div id="subtitle">Court ruling could upend the value of supposed identity theft protection services</div><div>Companies that sell "identity-theft protection" present an alluring but questionable proposition.For as much as about $100 per year, the main thing they do is set fraud alerts that force banks to call people before new lines of credit are opened in their names. The alerts can be useful — but pe...

How You Can Get Credit Cards After Bankruptcy

2010-02-27T15:23:01Z

How You Can Get Credit Cards After BankruptcyBy Kate RossBankruptcy need not be the end of your ability to borrow money or have credit extended on your behalf. Although it does take some time to rebuild your borrowing reputation and restore your credit to its once former glory - it can be done and one of the best ways to begin your rebuilding process is to obtain credit ca...

3 in One Credit Reports - How to Get FICO Scores From All 3 Major Credit Bureaus in One Report

2010-02-27T15:37:33Z

3 in One Credit Reports - How to Get FICO Scores From All 3 Major Credit Bureaus in One ReportBy Emma BeckerFICO score is just one of the scores. There are many more apart from this. Your credits keep on changing with time, so you need to check your fico score timely. FICO scores are the most commonly known scores. These are also used by most of the lenders & the l...

Reading Your Credit Report Properly

2010-02-27T16:06:28Z

Reading Your Credit Report ProperlyBy Chad PearsonR1s, inquiries, charge-offs. What do these terms mean, and what do they have to do with knowing how to read a credit report? Well, in this article we help you understand a very this important document.If you've foll...

Doing This One Thing Can Raise Your Credit Score to 700 Plus in Only 30 Days!

2010-03-03T03:53:57Z

Doing This One Thing Can Raise Your Credit Score to 700 Plus in Only 30 Days!By Marc SumnerFor some people, getting your credit score to the next level can be quite a daunting task. The problem most people face is that they just don't have the knowledge on what it takes to raise your credit score. The truth is that it's actually very easy to get your FICO score boosted mor...

Free Credit Report Score - Information to Help You Find Out Your Credit Score

2010-03-03T03:54:16Z

Free Credit Report Score - Information to Help You Find Out Your Credit ScoreBy Cornell I HoodCredit bureaus are present in all countries. The Unite States also has a few of them. There are several credit bureaus in the US today. Among these bureaus, the

Learn How to Check Your Credit Report

2010-03-03T03:54:26Z

Learn How to Check Your Credit ReportBy Michael RedbournMany people who were easily able to buy on credit just a year ago, and were considered to have a fair to good credit rating are now finding that they are unable to get loans because lenders have now raised the qualifying-bar so high.That said, don't...

Can You Really Get Your Credit Report Free?

2010-03-03T03:56:01Z

Can You Really Get Your Credit Report Free?By Danny A. ThompsonDid you know that you can now get your credit report free from all three consumer credit bureaus? The three major U.S. consumer reporting agencies are now required to provide consumers a free copy of their credit report once a year. Prior to the enactmen...

Is Credit Repair Software Necessary?

2010-03-03T07:24:07Z

Is Credit Repair Software Necessary?By Jeffrey RaganCredit Repair Software 101. So, you have made a few financial boo-boos and now you want to repair your credit. Good for you! You can save yourself money by doing this yourself and, despite what many may tell you, you can do the exact same thing that any company or individual can do on your behalf! You have made a good dec...

Run Your Tenant Credit Check Easily and Cheaply Right Now

2010-03-03T08:23:06Z

Run Your Tenant Credit Check Easily and Cheaply Right NowBy Teo ZhenjieRunning a tenant credit check is perhaps the most important step when screening tenants for your rental property. Your applicant's credit report can give you a wealth of information to help you decide if he is able or willing to pay his rent on time, every time.&lt...

Experian To Stop Selling Credit Scores To Consumers

2010-03-02T05:50:26Z

<div id="subtitle">Dispute with Fair Isaac leads to cutoff after February 15th</div><div>For years, consumers have had it drilled into them that it's essential to check credit scores from the three major credit bureaus — Experian, Equifax,...

Guarding against a data breach

2010-03-03T00:34:16Z

<div id="subtitle">A slumping economy will have a bearing on spend for safeguarding critical data in more ways than expected, reports Illena Armstrong.</div><div>A slumping economy will have a bearing on spend for safeguarding critical data in more ways than expected, reports Illena Armstrong.For most chief executives, anxieties about the global economic plunge have far outpaced concerns regarding the r...

Credit Card Cutbacks Hit Consumers Hard

2010-02-28T22:33:42Z

<div id="subtitle">Business owners, responsible users get pinched as industry retrenches</div><div>If there's one thing Kristen King knows, it's how to use a credit card smartly. The Richmond, Virginia-based communications consultant uses her